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United Mississippi Bank
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NetChek Checking

Opening Deposit of $100.00

  •  Qualifying Annual Percentage Yield of 2.00% with an interest rate of 1.98% paid on daily balances up to $15,000.99*

  • Qualifying Annual Percentage Yield of 0.25% with an interest rate of 0.25% paid on daily balances equal to or greater than $15,001.00*

  • Visa® Check/ATM Chip-Enhanced Card (A chip-enhanced card provides an additional layer of fraud protection through an embedded microchip that turns cardmember information into a unique code when used with a chip-enabled terminal.)

  • Refund on all ATM fees*

Monthly Maintenance Fee is only $5.00

Account requirements that must be met to receive account benefits and eliminate the monthly maintenance fee charged each qualification cycle:        
  1. Have at least 10 point-of-sale debit card** purchase post and clear per qualification cycle.

  2. Have at least 1 ACH direct deposit or ACH debit post and clear per qualification cycle. 

  3. Enroll in E-Docs and receive your monthly statements electronically. 

Security Benefits

 Identity Theft Expense Reimbursement Coverage*
Receive up to $5,000 of identity theft coverage to cover expenses incurred in the recovery of your stolen identity, such as lost wages, legal fees, certified mail and long distance charges.                                                                                                                                                                                                                                                       
3-in-1 Credit File Monitoring*
As a member, you have access to triple-bureau credit file monitoring- your Equifax®, Experian® and TransUnion® credit reports will be checked daily, and you will be notified by email when key changes are detected.  (Registration/activation required.)
                                                                                                                                                      Credit Report and Score
Request a new 3-in-1 credit report every 90 days or upon receipt of a credit alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different vantage score or a different type of credit score to assess your creditworthiness. (Registration/activation required.)                                                                                                                                                         
Identity Theft Resolution Services*                                                                                 
A dedicated Case Manager will work closely with you to help guide you through the process of reclaiming your identity. Your recovery specialist will review your credit report with you to see if any new accounts have been established in your name, contact creditors about suspicious accounts, assist you in placing fraud alerts, provide assistance with correspondence regarding your identity theft incident and document what was found during the recovery process.     
Please refer to fee schedule for other fees that may apply.