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Regular Checking

Opening Deposit: $100.00
Service Charge: $7.00 monthly if daily balance falls below $500.00 any day during statement cycle
Interest Bearing: No

If you just need basic checking services, UMB Regular Checking is for you.
  • No per check charge
  • Monthly statement cycle with check images provided
  • Visa ® check/ATM chip-enhanced card available (A chip-enhanced card provides an additional layer of fraud protection through an embedded microchip that turns cardmember information into a unique code when used with a chip-enabled terminal.)
  • Early Closing Charge:  $20.00 if closed within 90 days of date opened.
  • Dormant/Inactive Fee: $3.00 will be assessed quarterly if the balance is less than $100.00, and there is no activity for 365 days.

    Please  refer to fee schedule for other fees that may apply.