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United Mississippi Bank
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Regular Checking

Opening Deposit: $100.00
Service Charge: $7.00 monthly if daily balance falls below $500.00 any day during statement cycle
Interest Bearing: No
STUDENTS: The service charge will be waived for students, until the age of 25, who provide a valid Student ID. (After the student reaches the age of 25, the maintenance fee will no longer be waived and will be re-instated at the current amount, as of that date, for the Regular Checking account. 

If you just need basic checking services, UMB Regular Checking is for you.
  • No per check charge
  • Monthly statement cycle with check images provided
  • Visa ® check/ATM chip-enhanced card available (A chip-enhanced card provides an additional layer of fraud protection through an embedded microchip that turns cardmember information into a unique code when used with a chip-enabled terminal.)
  • Early Closing Charge:  $20.00 if closed within 90 days of date opened.
  • Dormant/Inactive Account Information: If there is no activity on your account for 365 days, the account is dormant. A monthly dormant fee of $3.00 will be assessed to your account regardless of the balance.                                        Please refer to the fee schedule for other fees and charges that may apply. It is located under Resources on the website.