United Mississippi Bank, formerly known as First Natchez Bank, was chartered on February 23, 1973 and opened the first office on May 14, 1973, in Natchez, Adams County Mississippi. Since opening, UMB has been a recognized market leader in the financial services industry in southwest Mississippi, striving to meet the needs of each and every citizen in the markets we serve. Since the bank's humble beginning in a mobile home on a parking lot in downtown Natchez, UMB has continued a tradition of hometown community banking, eventually opening a total of 5 branches in Natchez and an office in nearby Fayette, Jefferson County Mississippi. In 1993, the bank moved headquarters from the downtown location to the current Operations Center on Melrose-Montebello Parkway.
In the fall of 2003, United Mississippi Bank purchased the Commercial Bank in nearby Woodville, Mississippi, increasing the bank’s footprint in southwest Mississippi by moving into contiguous Wilkinson County.
The next expansion occurred with the purchase of the Merchants & Farmers Bank in Melville, Louisiana in 2011. This purchase opened the door to the Louisiana market with the acquisition of a State of Louisiana Charter.
On October 31, 2013, UMB purchased and merged with the former People’s Bank of the South, headquartered in Bude, Mississippi. With additional branches in Meadville and Gloster, UMB expanded into Franklin and Amite Counties with a presence in all 5 counties comprising the southwestern corner of the state of Mississippi.
In an effort to operate more efficiently, UMB closed two branches in 2014. The branch in Melville, Louisiana and the Wal-Mart branch in Natchez were permanently closed, and customers were reassigned to other existing branches.
In August 2014, expanding across the river in Concordia Parish, Louisiana, UMB constructed a de novo branch in Vidalia after operating out of a temporary location for several months. In November of 2017, UMB was excited to open a loan office in St. Francisville, Feliciana Parish Louisiana. Then in June 2018, UMB closed the Meadville Drive Thru location to further streamline operations and provide opportunity to enhance the larger Bude location in the future.
It is UMB's vision to continue to explore new opportunities for expansion, providing jobs and enhancing nearby communities in the future.