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United Mississippi Bank
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Privacy Policy

What Does UMB Do With Your Personal Information?

Rev. Date 3/2015


Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and transaction history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
 How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons United Mississippi Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does [Financial Institution] Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We Do Not Share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We Do Not Share
For our affiliates to market to you No We Do Not Share
For non affiliates to market to you No We Do Not Share
QUESTIONS: Call 844-862-4862 or 601-445-7000 or go to unitedms.bank.

Who is providing this notice? United Mississippi Bank
What We Do
How does United Mississippi Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Furthermore, United Mississippi Bank has a security program in place to ensure the safety and confidentiality of customer information.
How does United Mississippi Bank collect my personal information?
We collect your personal information, for example, when you
  • open an account or apply for a loan
  • pay your bills or use your credit or debit card
  • make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only  sharing for affiliates’ everyday business purposes—information about your creditworthiness  affiliates from using your information to market to you  sharing for non affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.  United Mississippi Bank does not share with our affiliates
Non‑Affiliates Companies not related by common ownership or control. They can be financial and non financial companies.  United Mississippi Bank does not share with non affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.  Our joint marketing partners include credit card companies