Opening Deposit: $250.00
Service Charge: $10.00 monthly if daily balance falls below $5,000 any day of month
Per Item Fee: Yes
Interest Bearing: No
UMB'S Business Checking is designed with the community businessperson in mind.
- Take advantage of low service charges on UMB's Business Checking account.
- Monthly statement cycle with check images provided.
- Visa ® check/ATM chip-enhanced card. (A chip-enhanced card provides an additional layer of fraud protection through an embedded microchip that turns cardmember information into a unique code when used with a chip-enabled terminal.)
- Per Item Fees: There will be a charge of $0.09 for each debit item in excess of 100 items per month. A $0.06 fee will be charged for each item deposited in excess of 100 items not drawn on UMB.
- Early Closing Charge: $20.00 if closed within 90 days of date opened.
- Dormant/Inactive Fee: $3.00 will be assessed quarterly if the balance is less than $100.00, and there is no activity for 365 days.
Please refer to Fee Schedule for other fees and charges that may apply. It is located under Resources on the website.