Opening Deposit: $250.00
Service Charge: $10.00 monthly if daily balance falls below $5,000 any day of month
Per Item Fee: Yes
Interest Bearing: No
UMB'S Business Checking is designed with the community businessperson in mind.
- Take advantage of low service charges on UMB's Business Checking account.
- Monthly statement cycle with check images provided.
- Visa ® check/ATM chip-enhanced card. (A chip-enhanced card provides an additional layer of fraud protection through an embedded microchip that turns cardmember information into a unique code when used with a chip-enabled terminal.)
- Per Item Fees: There will be a charge of $0.09 for each debit item in excess of 100 items per month. A $0.06 fee will be charged for each item deposited in excess of 100 items not drawn on UMB.
- Early Closing Charge: $20.00 if closed within 90 days of date opened.
- Dormant/Inactive Account Information: If there is no activity on your account for 365 days, the account is dormant. A monthly dormant fee of $3.00 will be assessed to your account regardless of the balance.
Please refer to Fee Schedule for other fees and charges that may apply. It is located under Resources on the website.