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United Mississippi Bank
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NetChek disclosures

Qualification Cycle runs from Wednesday following the 2nd Tuesday of the month through the 2nd Tuesday of the following month. Failure to meet all requirements by the 2nd Tuesday of the month will result in interest being paid at the non-qualifying interest rate of 0.05% and no refund of any ATM fees. When you use a domestic ATM not owned by us, you may be charged a fee by the ATM operator or network. You may be charged a fee for a balance inquiry even if you don't complete a balance transfer. If you have met your qualifications for the specified qualification cycle, we will reimburse you for all ATM fees associated with a qualification cycle. ATM fee reimbursements will be credited to your account on the Wednesday following the 2nd Tuesday of each month. If you believe that you have not been reimbursed the correct amount, please contact us at (877) 709-7070. We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable.
Note: ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. The Qualifying Annual Percentage Yield will range from 0.25% to 2.00% depending on the daily balance in the account. Fees may reduce your earnings. We may change the interest rate on you account daily. Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as Point-of-Sale(POS) transactions count towards qualifying debit card transactions.
Current Rate Information:  The rate(s) and annual percentage yield(s) disclosed were offered within the most recent seven calendar days, and were accurate as of today. To obtain the current rate(s) and annual percentage yield information, please call (877) 709-7070.
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.
Credit file monitoring may take several days to begin following activation. Insurance Products are not a deposit of or guaranteed by the Bank or any Bank affiliate and are not insured by the FDIC or any Federal Government Agency.