UMB offers free chip-enhanced VISA® Check Cards for your safety and convenience. Use the card at participating merchants with no wait for check approval! The sale amount will automatically deduct from your checking account. It's convenient and easy to use.
The chip-enhanced VISA® Check Card is a checkbook and an ATM card all rolled into one.
As an ATM card, it works instantly at ATM machines throughout the world. As a debit card, the chip-enhanced VISA® Check Card is accepted at over 12 million stores worldwide.
To report a lost or stolen card after hours, please call 888-297-3416.
If you have the UMB App, please use the UMB CardLock option. See ad on right side of this webpage.
If you lose, misplace, or damage your VISA® Check Card, instant issued cards are available at all UMB Branch locations.