UMB offers free chip-enhanced VISA® Debit Cards for your safety and convenience. Use the card at participating merchants with no wait for check approval! The sale amount will automatically deduct from your checking account. It's convenient and easy to use.
The chip-enhanced VISA® Debit Card is a checkbook and an ATM card all rolled into one.
As an ATM card, it works instantly at ATM machines throughout the world. As a debit card, the chip-enhanced VISA® Debit Card is accepted at over 12 million stores worldwide.
To report a lost or stolen card after hours, please call 888-297-3416.
Debit Card Management Features Available on the UMB Mobile App
- Turn your Debit Card On or Off (Card Lock)
- Set Card Transaction Alerts
- Set Restrictions by Transaction type* or Merchant type*
- Set Card Spending Limits
Add/Remove Travel Alerts for travel in the United States - Activate a New Card
- Report Card Lost/Stolen
*On the mobile app, under the protection options menu, select "transaction type" or "merchant type" to establish your preferences for each.
If you lose, misplace, or damage your VISA® Debit Card, instant issued cards are available at all UMB Branch locations.