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United Mississippi Bank
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Overdraft Protection

Should you inadvertently overdraw your account for any reason, UMB can automatically transfer the necessary funds into your account from another account held at UMB. When your checks are paid, this service will save you the embarrassment and inconvenience of a returned check as well as the fee normally charged to you by merchants for a check returned to them. Simply come into one of our convenient locations and sign up for our Overdraft Protection Sweep service.

Please refer to the fee schedule for other fees and charges that may apply. It is located under Resources on the website.