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Business Debit Cards

UMB now offers free chip-enhanced VISA® Check Cards for your safety and convenience. Use the card at participating merchants, with no wait for check approval! The sale amount will automatically deduct from your checking account. It is convenient and easy to use.

The chip-enhanced VISA® Check Card is a checkbook and an ATM card all rolled into one. (A chip-enhanced card provides an additional layer of fraud protection through an embedded microchip that turns cardmember information into a unique code when used with a chip-enabled terminal.)

As an ATM card, it works instantly at ATM machines throughout the world. As a debit card, the chip-enhanced VISA® Check Card is accepted at over 12 million stores worldwide.

If you lose, misplace or damage your VISA® Check Card, instant issued cards are available at all UMB Branch locations.