Loans

Auto Loan (New and Used)

As the price of a new car has risen, the decision to buy has become a major financial transaction. Let United Mississippi Bank help with our fixed rate simple interest loans with terms as long as 60 months.

CD Loans

  • Borrow against your certificate of deposit for any need you may have (excluding IRA CDs)
  • United Mississippi Bank offers automatic transfers, so the loan payment can be made automatically each month from your savings or checking account

Portfolio Loans

We offer fixed and variable rate loans secured by your investments, including nationally traded stocks or bonds.

Home Equity Line of Credit

If you own your home, you will find a Home Equity Credit Line an excellent source of credit. You can use the money for improvements, college expenses, investments or any other purpose you may have in mind.

A Home Equity Credit Line is an open-ended line of credit, which means you may borrow up to your credit limit by simply writing a check. As you repay the loan you may borrow again up to the same limit, and you only pay interest on the amount you borrow, not on the entire limit of the credit line.

There is no penalty for early payment, and no need to come to the bank each time you need additional cash, however the minimum check amount must be at least $100. Increments above this minimum can be for any additional amount. This loan has a variable rate feature that is tied to prime.

Home Mortgage Loans

United Mississippi Bank makes the home buying process smooth and worry free, whether you are purchasing your first home, would like to move to a larger home or need to refinance your existing mortgage. At United Mississippi Bank we offer:

  • Conventional, USDA, FHA and VA loans
  • In bank Conventional loans which are not sold in the secondary market and servicing is retained by the bank
  • Competitive interest rates and closing costs

Visit one of our convenient locations and check out the many advantages of a home loan from United Mississippi Bank.

Commercial Loans

Whatever your needs, from financing inventory to covering the cost of an anticipated acquisition, United Mississippi Bank can offer you competitive rates and quality service.

  • Acquisitions and expansion
  • Inventory and Accounts Receivables
  • Line of Credit
  • Equipment and Machinery
  • Portfolio loans

Real Estate Loans

At United Mississippi Bank, we specialize in financing land acquisitions and development, multi-family structures, as well as remodeling of existing offices or retail space.

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